To borrow or not to borrow?

16+ years


This episode will look at ways to manage credit and borrowing. It is not about being negative about all borrowing but more importantly having a proper understanding to make informed and manageable borrowing decisions. Iona will talk through managing overdrafts, understanding borrowing and your credit rating to help you to stay in control of your finances.


  • Understand when borrowing is appropriate and what the alternatives might be
  • Know that there are different kinds of borrowing and credit
  • Understand the risks associated with borrowing and ways to avoid them

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Episode 4: To borrow or not to borrow?

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Episode Transcript

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