Essentials

The lessons you need to get started with borrowing and the things you need to think about when you do.

Ways to borrow

Learn about ways to borrow and decide if the options are right for you.

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Credit scores

Find out why credit scores matter and how to look after yours.

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How to borrow

Prepare to borrow money and apply for the right option for you.

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Debt and loans

Get support with debt and paying back money you owe and learn about borrowing options on purchases like homes, cars and household purchases.

Support with repaying

Find out what to do and where to go for support if you are struggling to repay money.

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Buy now pay later

Learn how ‘Buy now, pay later’ works, its risks and benefits, and how to use it safely within your budget.

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Mortgages

Learn about borrowing money to help buying a home.

Preparing to buy a home

Learn how to save for a home, improve your credit score and work out what you can afford.

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Buying a home

Take our step by step guide through the home buying journey.

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Moving into your home

Manage your payments, save for improvements and adjust your budget to new costs.

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